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Insurance Office of America Welcomes Insurance Veteran Charity A. Moser to Its Growing Southwest Florida Team

October 7, 2019

LONGWOOD, Fla. (Oct. 7, 2019) – Insurance Office of America (IOA) is pleased to welcome insurance industry veteran Charity A. Moser to its growing team. She joins the new Bonita Springs branch location as a risk management consultant.

“I am extremely proud to join the IOA family. To be able to align myself with a company that has the same core values and beliefs as I do is truly a blessing for my family. I cannot wait to embark on this new journey,” said Charity.

Charity is a licensed Florida property and casualty and health agent with a specialty in surety. She is a frequent speaker and educator on the topics of managing construction risks and OCIP/CCIPs as well as a wide variety of surety topics.

“Charity is the real deal when it comes insurance and risk management. Her knowledge of the insurance industry and risk management solutions means IOA clients are in the best hands possible. We’re very fortunate to have her join the IOA team,” said IOA Regional President Danny Anderson.

Before joining IOA, Charity worked with Arthur J. Gallagher, formerly Lutgert Insurance, as a producer and area vice president managing both its surety and construction divisions. Prior to Gallagher, she held the position of senior risk manager for WCI Communities, a publicly traded real estate developer, where she was responsible for the risk management, loss prevention, claims, and surety departments. Earlier in her career, Charity held the position of finance and risk manager for Collier Enterprises, a family-owned and operated real estate developer, where she was responsible for treasury, finance, and risk management.

“Charity brings nearly 30 years of rich experience in risk management to our southwest Florida team. She’s not only an insurance professional who takes care of clients with excellence, but she’s also an educator in her field, which perfectly complements IOA’s commitment to be our customers’ trusted advisors,” said IOA Chairman and CEO Heath Ritenour.

To reach Charity, call (239) 237.4662 or email


About Insurance Office of America

Insurance Office of America (IOA) is a full-service insurance agency founded in 1988 by John Ritenour and Valli Ritenour and is one of the fastest-growing independent agencies in the United States. IOA is ranked 13th on Insurance Journal’s 2019 Top 100 Independent Property/Casualty Agencies report and 23rd on Business Insurance’s 2019 100 Largest Brokers of U.S. Business list. IOA was named a National Underwriter Agency of the Year in 2018. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,000 associates located in over 50 offices in the U.S. and London. For more information, visit