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Franchised Dealerships

Get your dealership covered for all the risks you face.


There are many moving parts at a franchised dealership and our hands-on team of experts proactively seeks out risks and provides innovative solutions. Our main advantage as independent brokers is our ability to place a wide variety of coverage throughout the market at higher limits compared to direct writers.

With the best carriers in insurance, IOA can compete with direct writers in providing the most cost-effective premium conditions coverage for your business. Our growing portfolio of clients ranges from single-car lots to nationwide dealerships, and the quest for the best client experience starts by simply caring about what the client wants and then delivering on it.

IOA specialists take a focused approach to customizing the best insurance program possible and then follow through on backing your business with a team second to none. From the dealer’s floor to the garage, IOA implements a complete service so your business can continue to drive toward success.

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Our Focus
  • Commercial auto
  • Dealers floor plan
  • Directors and officers liability
  • Employment practices
  • Excess (Umbrella)
  • Garage package policies
  • General liability
  • Pollution liability
  • Professional liability
  • Property
  • Specialty coverages (events, etc.)
  • Workers compensation

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