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Autonomous Vehicle Insurance

Get the solutions that drive success for you.


At IOA, we have a passion for innovation, and few industries are experiencing the impact of innovation in quite the same way as the transportation industry. Developments in autonomous vehicle technology have created exciting possibilities as well as new risk exposures for businesses in this dynamic and emerging niche. To properly protect your business, you want an experienced advisor who understands future mobility as well as the unique implications for insurance and risk management. 

Our expert team has been in the work of future mobility since its early stages. We understand the challenges you face and can work with you at every stage of your business from start-up to growing your pilot program to deployment. No matter they type of vehicle—delivery robots to autonomous semitrucks—we work with you to ensure regulatory compliance and program safety and risk management as well as provide access to strategic partnerships and proprietary technology solutions.

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Our Focus
  • Autonomy and innovation
  • Advanced driver-assistance systems
  • Micromobility
  • Ride-hailing
  • Ride-sharing
  • Subscription basis
  • Shared economy
  • Trucking/Logistics
Our Products
  • Auto
  • Crime
  • Cyber liability
  • Directors and officers
  • Errors and omissions – technology
  • Employee benefits
  • Employment practices liability
  • Excess/Umbrella
  • General liability
  • Inland marine (equipment stack)
  • International
  • Product liability
  • Usage-based insurance
  • Workers compensation
Levels of Automation
  • Level 0 – No automation
  • Level 1 – Driver assistance
  • Level 2 – Partial automation
  • Level 3 – Conditional automation
  • Level 4 – High automation
  • Level 5 – Full automation
Types of Driver Assistance
  • Adaptive cruise control
  • Automatic braking
  • Automation, including camera, radar, and sensors
  • Blind spot detection
  • Front crash prevention
  • Lane departure warning and prevention
  • Rear crash prevention

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