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Food Service

Get five-star service and protection for your business.


Led by a team of specialists with more than 100 years of experience in the food service industry, IOA presents unique solutions for your quick service, casual dining, or upscale experience. You will benefit from IOA’s unparalleled level of service and expertise, continuously enhanced by our commitment to property and casualty, loss prevention and claims insurance throughout the industry.

Our portfolio of clients is wide-ranging —from privately owned to publicly traded companies. We provide complete service from restaurant safety to liquor liability loss prevention programs, while our advocates strive to adapt by delivering solutions with the unexpected risk in mind. By thoroughly evaluating your current and future liabilities, IOA’s food industry experts can take a creative approach to designing a customized risk management plan to cover your business.

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Our Focus
  • All lines of property and casualty insurance
  • Best practices training for executives, in-house personnel and managers
  • Liquor liability loss prevention programs
  • On-site evaluations prior to new restaurant openings
  • Premium and loss cost allocation
  • Restaurant safety and security audits
  • Restaurant industry statistical date  and benchmarking
  • Return to work programs
  • Statistical analysis for financial and loss trends

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