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Business Owners Policy

Get combined protection for all of your critical business needs.


A business owners policy, also known as a BOP, contains protections for all property and liability risks in one package and is typically used by small to midsized businesses. Larger companies might purchase more customized packages due to the special risks they face.

A business owners policy includes business interruption insurance, liability protection, and property insurance. It does not cover auto insurance, disability insurance, health insurance, professional liability, or workers compensation.

To ensure your business is protected properly, consult with an IOA advisor today.

BOPs Include:
  • Business interruption insurance
  • Liability protection
  • Property insurance

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