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IOA Club Program

customized for the club industry


Risk management and safety oversight for club organizations present challenges unlike any other industry. Comprehensive planning and strategy is paramount to protect successfully against the many existing and emerging risks that clubs face and, ultimately, to protect their brands and reputations.

The key is to partner with experienced insurance advisors who possess a deep understanding of the industry as well as the insurance implications of new and potential exposures. Insurance Office of America specializes in identifying and managing these challenges by providing industry-specific solutions along with expert strategies and counsel through the IOA Club Program. Built from the ground up, this exclusive program offers a suite of solutions that can be customized for your club’s needs, and it is the only program of its kind. The IOA Club Program has relationships with over 50 markets that specialize in golf and country club coverages nationwide.

Our Focus
  •  Auto
  •  Business Interruption
  •  Casualty
  •  Crime
  •  Cyber
  •  Directors & Officers
  •  Earthquake
  •  Employee Benefits
  •  Employee Benefits Liability
  •  Employment Practices Liability
  •  Fiduciary Liability
  •  Flood
  •  Herbicide/Pesticide Application
  •  Inland Marine
  •  Liquor Liability
  •  Pollution Liability
  •  Property
  •  Storage Tank Liability
  •  Tee to Green
  •  Umbrella
  •  Workers Compensation

Club-Focused RiskScore

We employ a unique approach that focuses on best practices for club risk management using IOA’s RiskScore solution. This exclusive product helps our team of experts to work with your organization to identify your strengths and opportunities in key risk areas. Through this understanding, we implement industry best practices to eliminate causes of exposure at their core.

Club Team Training

A club risk management plan isn’t effective without the entire team on board. That’s why the IOA Club Program offers a comprehensive and customized training program for all club employees. We partner with a golf club superintendent veteran who provides golf course maintenance courses. IOA’s learning management system (LMS) offers over 400 courses that cover a variety of topics, including customer service, harassment, human resources, OSHA, safety, and wellness.

Club Technology

At IOA, part of our dedication to technology and innovation is our focus on cutting edge solutions. Monitoring the health of the club with technology allows clubs to not only thrive but set themselves apart from competitors. Water damage is one of the most common and costly claims in the insurance industry. Monitoring the club house for leaks will help reduce damage and associated costs and minimize the impact on the club’s daily operations and overall expenses. With this technology, clubs can also monitor soil moisture in the golf course grounds to optimize irrigation and fertilizers and utilize water in a sustainable way. The IOA Club Program partners with advanced smart technology firms who have the expertise on commercial building and golf course monitoring and protection.

More about IOA Club Program

IOA not only knows the risks and exposures of the golf and country club industry, but supports it in real ways beyond insurance. The company is a proud supporter of women’s and men’s golf through tournament sponsorships and is the official insurance broker to several national golf organizations. IOA presents two Epson Tour tournaments each year: The IOA Championship and The IOA Golf Classic. The Epson Tour’s mission is to prepare the world’s best young women professional golfers for a successful career on the LPGA Tour. In 2022, Insurance Office Of America signed on as Signature-Level Sponsor of the PGA Tour Champions Invited Celebrity Classic presented by Choctaw Casinos & Resorts and is also the tournament’s “Official Insurance Broker”. IOA’s clients include major professional sports organizations including the LPGA.

Contact Us

You need the best team available to provide the right guidance and coverage to help keep your organization running smoothly without interruption. IOA Club Program experts ensure that your business and its many verticals are covered. Send our team an inquiry below to get started.

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