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Thoroughbred Horse Racing

Get the best and most knowledgeable advisors in the horse racing industry.


Thoroughbred horse racing, and the industry that surrounds it, is one of the most fascinating industries you can encounter. The horses, the tracks, the tradition, and the thrill all play a part. However, there is a high level of risk for loss and injury, and the monetary stakes are high as well.

When you are looking for risk management solutions customized to your unique needs, you want to get with an IOA expert advisor. Our advisors not only love the industry and have been part of it for years, they know the carriers, underwriters, and types of coverages you need to be protected when something goes wrong. They also have the relationships that make all the difference.

Contact us today to make sure you have the right protections in place.

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Property & Casualty Program

We’ve partnered with the National Thoroughbred Racing Association (NTRA) to provide customized insurance programs specifically for the horse racing industry, including:

  • Commercial auto
  • Crime
  • Cyber liability
  • Directors and officers
  • Employment practices liability
  • Event cancellation
  • Excess liability
  • General liability
  • Property
  • Workers compensation
Prize Indemnity Program
We specialize in developing and providing unique bonus insurance products for the horse racing industry.
Employee Benefits Programs
You get a dedicated team with the expertise to assess your company’s employee benefit needs and the resources to implement a plan structured for your unique organization.

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