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Commercial Umbrella

Get protection for those claims that go beyond typical coverage.


Commercial umbrella insurance gives businesses an added layer of protection when unexpected and threatening costs from claims come their way. This extra liability coverage helps when the cost of a claim goes beyond what is covered under a primary policy. It extends coverage and further protects your assets.

Businesses that need it but forego this added coverage are left vulnerable to potentially ruinous costs from medical bills, legal fees, and damages.

Speak to an IOA advisor to discuss where your business is vulnerable to risk and get the extra coverage you need.

What’s at Stake?
  • Bottom line
  • Company reputation
  • Market share
Most Costly Claims
  • Customer injury or damage
  • Fire damage
  • Product liability
  • Reputational harm
  • Vehicle accident

Source: The Hartford

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