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Get the best risk advisors and coverages available for your unique needs.


Horse industry-related insurance coverage is a specialty at IOA. Our experts know and live the horse racing industry and understand what is needed to protect every aspect of your business. Risk management is a key concern, we have the deep relationships with underwriters to get you the coverages you need

Get with an IOA expert today to discuss your business and how we can tailor the right solutions for your unique needs.

Jockey Accident & Health Coverage

For thoroughbred and quarter horse racetrack jockeys, the chance of a serious injury is high during their careers. The need for accident medical coverage in case of an incident is very real. We offer coverages starting at $1 million with the ability to offer increased limits. 

We provide the protections jockeys need to concentrate on racing instead of risk. Our experts are hands on in the claims process and help work with providers to ensure every person is taken care of. They are the liaison jockeys need to bring their claims to resolution.

Horse Fire & Disaster Liability

Horses are the most important asset in the horse racing industry. You need protection if something happens while they are in someone else’s care, custody, and control.

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