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Commercial Property

Get protection for the property vital to your business.


Many organizations question whether their existing property program has adequate coverage or if they may are underinsured. With IOA, there is a better way to manage your organization’s assets, balance sheet, and growth while reducing high premium costs. IOA assures you of the best available property insurance rates and terms because of our access to markets and our relationships with property underwriters.

Through every step of the assessment process, you benefit from the trusted advice of our property risk management specialists. We determine the efficiency of your existing program’s design, terms, limits, structure, and retention. We accurately analyze your property risks in order to uncover opportunities to meet your business goals and reduce your costs.

We lower costs through economies of scale, creative alternative risk transfer, and marketplace repositioning. By analyzing your risks more accurately, we ensure that you’ll pay only for the property coverage you require.

What does it cover?
  • Buildings—owned or leased
  • Business personal property
  • Computers
  • Interrupted business operations
  • Valuable papers

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