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Get coverage that takes care of risks you just don't expect.


Contingent insurance is based upon the absence of coverage in one of four main classes of insurance: accident, fire, life, and marine. You can always expect the unexpected, and contingency insurance makes sure you have protection and can face all kinds of situations with peace of mind. The most common types of contingency coverage relate to sports and entertainment and encompass many exposures.

Get with an IOA advisor to explore every angle of your business to determine whether contingency insurance is a proper coverage for your needs.

Get coverage for:
  • Death or disgrace
  • Event cancellation
  • Prize indemnity
  • Sports sponsorship

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