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Get the right coverages in place so you can focus on building your future.


Since its founding, IOA has serviced the construction industry and it continues to expand its efforts to meet the needs of its clients. From general contractors to the specialist subcontractor, our portfolio of construction clients has advanced significantly in terms of diversifying our skill sets.

As IOA dons its hardhat in the construction industry, our team of advocates wields a deep knowledge and wherewithal to serve our clients resourcefully and efficiently. We utilize RiskScore® to determine best practices for our clients by identifying an insured’s strengths and weaknesses. Our specialists then determine the necessary practices or tools our client will need to elevate their RiskScore, in addition to providing internal tools to take the brunt of the cost and workload off of the insured’s staff. As dedicated advocates for your business, we strive for constructing coverage that is cost-effective and suited to your claims and risk management needs.

IOA’s distinct culture fosters an environment whereby lead consultants partner together, further enabling IOA to commit the absolute best practice group and resources to a Wrap or CIP Client.

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Our Focus
  • Concrete
  • Electrical
  • Fire sprinkler design and installation
  • HVAC
  • Plumbing
  • Ready-to-mix in transit
  • Wrap-ups
Our Products
  • Builders Risk
  • Captive Insurance Programs
  • Property Coverage
  • Liability Coverage
  • Equipment/Inland Marine
  • Installation Floaters
  • Design/Build
  • Workers Compensation
  • Umbrella
  • Directors & Officers
  • Employment Practices Liability
  • Owner Controlled Insurance Programs
  • Surety
  • Project Insurance

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