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Nonprofit Organizations

Get risk experts who know and appreciate what you do.


With IOA, you will find a team of professionals that understands the special needs of nonprofit and religious organizations. We understand how important nonprofit organizations are and the role they play in our society today. Our job is to provide you with the tools to make your work a lot less stressful—making it easier to give back.

Our leading nonprofit experts will thoroughly evaluate current and future liabilities to assist them in better understanding your company’s specific needs. Building on this evaluation, IOA takes a creative approach to placing coverage that instills sustainable solutions for nonprofit exposure.

Our Focus
  • Church denominations (including large independent churches)
  • Human service organizations
  • Nonprofit educational organizations
  • Nonprofit hospice organizations
  • Nonprofit medical organizations
  • Large nonprofit organizations
  • Large parachurch organizations
  • Religious industry associations
Our Custom Solutions

In addition to strategic brokerage and consulting services, the IOA team can design unique programs for your organization including:

  • Custom-designed programs available to association members
  • Ministry-owned captive insurance companies, group captives, and “rent-a-captives”
  • Risk retention groups
  • Self-insurance and consumer-driven benefit programs
  • Specialized loss/claims control
Our Services & Products
  • Crime
  • Directors and officers liability
  • Employment practices liability
  • Evacuation and political/economic instability
  • Fiduciary
  • Foreign/Domestic workers compensation
  • Foreign liability
  • International operations in sensitive locations
  • Kidnap and ransom
  • Professional liability
  • Property and casualty
  • Sexual misconduct liability
  • Special events
  • Travel accident policies
  • Internet liability
  • Media liability
  • Pollution liability
  • Privacy/Network security
  • Umbrella/Excess coverage

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