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Accident & Health

Get the products and services you need to move ahead with confidence.


Typically provided by the employer to employees as part of an incentive package to work for the company, our advisors work to secure the right accident and health insurance coverages to protect clients from losses incurred when injuries result from accidents or various types of health problems.

IOA experts provide you with comprehensive products and services specific to your business needs so you can move forward with confidence

Highlights include:
  • Corporate travel insurance
  • Creditor insurance: credit life, disability, and unemployment
  • Disaster recovery plan
  • Employee benefits such as voluntary AD&D, travel, occupational accident, stop-loss medical, and dental and vision programs
  • Global medical insurance: short-term accident and sickness coverage for employees traveling outside their home country or country of permanent assignment
  • Mergers & acquisitions products and solutions
  • Personal accident coverage including accidental death and disability (AD&D)
  • Supplemental health insurance including hospital income, critical illness, cancer, and disability
  • Student accident insurance and international travel insurance
  • Study abroad insurance

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