Insurance Industry Expertise

Transportation

IOA has become a recognized insurance broker providing risk management to the Transportation industry.

Our portfolio of clients is wide ranging, from privately-owned to publicly-traded companies. We provide complete service from program design to all aspects of risk management.

You will benefit from our depth of understanding of your business as well as our specific market expertise which allows us to help you plan for potential losses and liabilities. In addition, our loss control experts and claims consultants will guide you through the complex landscape of mitigating risk throughout your company’s operations.

Our Industry Focus Includes the Following:

LTL
Truck Load
Flatbed
Bulk Tank
Fuel
Hazardous
Auto-Haulers
Public Transportation
Owner-Operators
Dumps – Rock and Sand
Transfer Trailers/Live-Floor or Walking Floor
Over Dimension Carriers (Over Width/Over Length)
Municipal Solid Waste

Services & Products for the Transportation industry include:

Risk Management services
Actuarial Analysis and Collateral Management
Loss Control consulting and analysis
Captive feasibility and design
Claims consulting and advocacy
Post-injury management consulting
Manage federal/state filings
Design and management of owner-operator programs
Primary Truckers’ Liability
Excess and Umbrella Liability
Workers Compensation
Warehouseman’s Legal Liability
Property
Directors and Officers
General Liability
Motor Truck Cargo
High Value Trip Transit Cargo
Non-Trucking Use Liability
Comprehensive Insurance Programs for public transportation firms
Occupational Accident Coverage

IOA’ s “Total Cost of Risk” Service
IOA has established what we call the “Total Cost of Risk Service Program” to ensure that all client service needs are identified and met. Superior service requires planning, organization and continuous monitoring. IOA’s “Total Cost of Risk Service Program” enables us to provide an unmatched level of service.

Our Goals

Understand your concerns and work with you to establish objectives.
Provide you with cost effective solutions for your insurance and risk management needs.
Act as a resource, supplement or function as your in-house Risk Management Department.
Anticipate needs and create solutions.
Be accountable for our goals.