Hospitality

IOA has become a recognized insurance broker providing risk management to the Hospitality industry.

Our portfolio of clients is wide ranging, from privately-owned to publicly-traded companies. We provide complete service from program design to all aspects of risk management.

As a client of IOA, you will benefit from our extensive experience in risk management which comes from working with some of the world’s largest hotel management companies and other hospitality related industries.

A thorough evaluation of your current and future liabilities will help us develop a risk transfer program to provide financial stability to your company if there is a loss. Building on this evaluation, we take a creative approach to marketing and placing coverage.

Our Industry Focus Includes the Following:

  • Hotels
  • Motels
  • Security Firms
  • Parking and Transport Companies
  • Amusement Parks
  • Resorts
  • Convention Centers

Services & Products for the Hospitality industry include:

  • Business Interruption, including hotels with restaurants, casinos and entertainment facilities
  • Consequential Business Interruption, including weather, conventions and strikes
  • Employment Practices Liability
  • Garagekeepers Legal Liability
  • Innkeeper Legal Liability
  • Liquor Legal Liability
  • Major Property exposures, including catastrophe perils
  • Can include parking lot security, marina’s, golf courses, ski slopes, mixed use facilities, daycare, spas, jet ski and boat rental, shuttle vans, wedding/event planning, and special events coverage
  • REIT exposures

IOA’s “Total Cost of Risk” Service
IOA has established what we call the “Total Cost of Risk Service Program” to ensure that all client service needs are identified and met.  Superior service requires planning, organization and continuous monitoring.  IOA’s “Total Cost of Risk Service Program” enables us to provide an unmatched level of service.

Our Goals

  • Understand your concerns and work with you to establish objectives.
  • Provide you with cost effective solutions for your insurance and risk management needs.
  • Act as a resource, supplement or function as your in-house Risk Management Department.
  • Anticipate needs and create solutions.
  • Be accountable for our goals.

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