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IOA Personal Lines & Small Business Division
Spring 2019 Promotion - Gift Card
Terms and Conditions

Offer of $20 Gift Card available only per valid, bindable quote for a new insurance package/policy or line of coverage not currently insured through Insurance Office of America (IOA). No purchase is required. Limit $100 per person per calendar year. Offer nontransferable. Not available to employees of IOA, its family of companies, or its subsidiaries. This offer expires October 31, 2019. Gift Card will be sent 15-days after completion of a valid quote. Gift Cards never expire and can be redeemed towards millions of items at Restrictions apply, see By completing a quote and applying for the $20 Gift Card, you agree to the following terms and conditions:

  • The Gift Card shall not be exchangeable for cash and shall be subject to the terms of the card-issuing company.
  • The Gift Card contains a value that may only be used to purchase goods and services from the card-issuing company’s designated website.
  • If the email containing details of the Gift Card is lost, deleted, stolen, subject to unauthorized access, corrupted, or hacked, the Gift Card shall not be replaced.
  • The Gift Card is not a credit card or a debit card and has no implied warranties.
  • IOA shall in no way be responsible if the card-issuing company refuses to honor the Gift Card for any reason.
  • You agree and acknowledge to waive any and all claims against IOA in relation to the receipt or use of the Gift Card.
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