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Utility & Transportation Contractors Association

Customized Insurance Solutions for UTCA Members

At IOA, we understand the unique and complex needs of the construction industry.  Our team of local consultants have an average of 20+ years of experience working with contractors, public and private, to design and administer total risk management solutions that are measurable and sustainable.

All UTCA members receive access to an exclusive vision program through VSP. Click here for details.  We also consult and bring exceptional value in the following areas:

Employee Benefits

  • Complimentary Benefits Technology Solutions
  • Wholesale understanding of the group benefits market including medical, dental, vision, life, disability and voluntary products
  • Compliance guidance in the areas of ERISA, COBRA, HIPAA, ACA and Human Resources

Commercial Insurance

  • Access to Dividend Programs
  • Complimentary Insurance and Risk Management Analysis
  • Access to our Learning Management System
  • Dedicated Claims Advocacy Team


  • Maximized Programs at Minimum Rates
  • Optimized Market Reach
  • Comprehensive Risk Assessment and Financial Review
  • Detailed Contract Review

As a member of the UTCA, you have direct access to our expertise in these areas.  What sets us apart, however, is our distinct ability to deliver these solutions seamlessly across our specialized teams.  Each unit works in partnership with one another to ensure that that all areas of risk are identified and coverage solutions are integrated.  Insurance can be complicated.  Allow our team to help simplify and streamline the solution.

Interested in collaborating? 

Please contact, Maggie Fitzgerald or Karen Walsh more information.

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