Josh Sprague Joins Insurance Office of America’s Growing Team in Florida

December 7, 2021
Josh Sprague Photo

Josh Sprague, Commercial Lines Risk Consultant

LONGWOOD, Fla. (Dec. 7, 2021) – Insurance Office of America (IOA) is pleased to welcome Josh Sprague as a commercial lines risk management consultant. Josh will be joining the Tampa, Florida, branch location.

“We’re excited to have Josh join the team. His approach to risk management and insurance strategy as well as his care for his clients and dedication to teamwork align perfectly with IOA’s culture,” said IOA Chairman and CEO Heath Ritenour. “The experience and passion he brings to the table will serve our valued client, partner, and vendor relationships well.”

With over a decade of insurance and risk management expertise, Josh is keenly focused on the construction and real estate industries, including general contractors, specialty trades contractors, material suppliers, design professionals and engineers as well real estate owners and developers at each stage of their investments. His time is spent driving down costs through strategic initiatives for his clients, which have resulted in millions of dollars in cost savings over time.

“I’m inspired by the innovation taking place at Insurance Office of America,” said Josh. “Being a part of a disruptive agency model that’s centered around improving outcomes for clients is a recipe for eminent success, and I’m excited to bring value to clients who’ve only experienced the industry’s traditional level of service.”

Prior to his time in the industry, Josh gained firsthand experience while working for his family’s commercial contracting business in his hometown of Bradenton, Florida. Josh earned his Bachelor of Science degree in finance from Florida State University, and he holds the Florida 2-20 property and casualty and 2-15 life, health, and variable annuity licenses.

To contact Josh about insurance coverage needs for your business, he can be reached at (813) 262-2503 or email



Insurance Office of America (IOA) is a full-service insurance agency founded in 1988 by John Ritenour and Valli Ritenour. Today, IOA is led by Chairman and CEO Heath Ritenour, and it is one of the fastest-growing independent agencies in the United States. IOA is ranked 18th on Insurance Journal’s 2021 Top 100 Independent Property/Casualty Agencies report and 28th on Business Insurance’s 2021 100 Largest Brokers of U.S. Business list. IOA also is a recipient of the prestigious National Underwriter Agency of the Year award. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and Northern Ireland. For more information, visit