Professional liability  (E&O)

Professional liability insurance, also known as errors and omissions (E&O) insurance, offers essential protection against claims of negligence, misrepresentation, or failure to meet contractual obligations.

Why choose IOA for professional liability (E&O) insurance?

Professionals who provide specialized advice or expertise face unique risks. Whether you’re a consultant, architect, or financial advisor, mistakes, misunderstandings, or allegations of negligence can result in costly lawsuits.

Professional liability insurance, also known as errors and omissions (E&O) insurance, offers essential protection against claims of negligence, misrepresentation, or failure to meet contractual obligations. With IOA, you can secure the coverage needed to safeguard your professional reputation, financial stability, and peace of mind.

IOA’s expertise and industry relationships help professionals find tailored coverage to manage risks and protect their financial future.

In-depth understanding of professional risks

IOA advisors are experienced in assessing the specific liability exposures faced by professionals across diverse industries. We analyze your operational risks and help identify coverage options that can address claims of negligence, misrepresentation, or contract breaches, ensuring comprehensive protection.

Access to top-tier coverage options

Our relationships with leading national and international insurers allow us to provide a range of solutions that align with your unique needs. From retroactive coverage to limits tailored to your business size, IOA ensures you have access to competitive and appropriate coverage options.

End-to-end client support

IOA supports you through every stage of the process, from selecting coverage and navigating underwriting requirements to help with your claims. We’re your advocate when it matters most.

Coverage features

Professional liability insurance typically includes protection for:

Negligence

Covers claims of errors, omissions, or failure to meet professional standards.

Misrepresentation

Addresses claims of providing misleading or incorrect advice.

Omissions

Protects against overlooking critical details that lead to client losses.

Contractual breaches

Covers allegations of failing to fulfill the terms of professional agreements.

Coverage may also include

  • Settlements and judgments for covered claims.
  • Retroactive coverage for incidents occurring before the policy’s effective date, provided no prior claims were filed.

Connect with an IOA insurance expert

Speak to an IOA broker who understands your industry, goals, and challenges.

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Get in touch

At IOA, we prioritize building solid relationships with our clients and community. Please feel free to use the form to contact us with your questions, comments, or feedback, or call an IOA advocate today.

Call 1.800.243.6899