Andy Lott

Managing Partner

Andy helped start the Birmingham office for Insurance Office of America (IOA) in May 2005. Since that time, the location has grown to about 60 people and has won Branch of the Year twice. He has clients of all sizes from coast-to-coast. Over the years, he has been the insurance agent for several “major” entities with premiums in excess of $5 million. He has experience with Large Deductible, Self-Insured, and Captive insurance programs. Additionally, Andy has represented clients with sizable auto/truck fleets. He is also a Managing Partner of IOA’s proprietary insurance process called RiskScore® which is designed to act like a credit score… only for insurance.