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Insights

Clarity and expertise are essential in a complex industry like insurance. Explore our insights from IOA experts and industry professionals, each with a unique viewpoint and knowledge. We offer detailed analyses of insurance market trends, practical advice on policy selection and risk mitigation, and analysis of the trends, challenges, and opportunities shaping insurance.

Insights, Risk Management, Business insurance
Insights, Risk Management, Business insurance
Insights, Risk Management, Business insurance
Insights, Risk Management, Business insurance
Insights, Personal insurance
Insights, Risk Management, Business insurance
InsightsRisk ManagementBusiness insurance

A Year of Ups and Downs Ends in Stability for Most Lines of Coverage in 2024

An overview of The Council of Insurance Agents & Brokers’ Commercial Property/Casualty Market Index Q4/2024 and marketing conditions beyond.

InsightsRisk ManagementBusiness insurance

Rates Ease as Social Inflation and Natural Catastrophes Take Center Stage

Commercial insurance rates are shifting as social inflation and natural catastrophes impact key coverage lines. Learn how premium trends in umbrella, D&O, and commercial auto are shaping the market for 2025.

InsightsRisk ManagementBusiness insurance

Focus Report – 2025 Cyber Market Outlook

Cyber insurance premiums are stabilizing, but evolving threats like ransomware, supply chain attacks, and AI-driven fraud make strong cybersecurity essential. Learn the latest market trends and risk management strategies.

InsightsPersonal insurance

Can I Insure a Vehicle That Is Not My Own?

Can you insure a vehicle that isn’t in your name? Learn about non-owner car insurance, insurable interest, legal considerations, and policy options to protect yourself financially.

InsightsRisk ManagementBusiness insurance

Focus Report: 2024 D&O/EPL Market Outlook

Directors and officers face growing regulatory, economic, and cyber risks, while EPL claims rise amid workplace challenges. Learn how D&O and EPL insurance trends are evolving in 2025.

InsightsBusiness insurance

Market Relief Appears as Softening Persists

Explore key findings from The Council of Insurance Agents & Brokers’ Q2 2024 Commercial P&C Market Index, including premium changes, claims trends, and future insurance market outlooks.

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