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Being Different Is Our Difference. Insurance Office of America is a privately held, full-service insurance agency founded in 1988 and is one of the fastest-gro…
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Locations
Corporate Headquarters With branch offices from Florida to California, IOA is quickly covering the nation as completely as it covers its customers. Nati…
- Illinois
  Illinois IOA Insurance Office Locations IOA Insurance Services 600 Spring Hill Ring, Suite 125 West Dundee, IL 60118 Phone: 847-649-5000 Fax:…
- Alabama
  Alabama IOA Insurance Office Locations Birmingham 3800 Colonnade Parkway, Suite 650 Birmingham, AL 35243 Phone: (205) 968-3440 Fax: (205)…
- California
  California IOA Insurance Office Locations IOA Insurance Services Orange County 130 Vantis, Ste 250 Aliso Viejo, CA 92656 Phone: (949) 297-5962 Fax…
- Florida
  Florida IOA Insurance Office Locations Cocoa 317 Riveredge Blvd Ste 204 Cocoa, FL 32922 Phone: (321) 631-0156 Phone: (800) 793-0250 Fax:…
- Georgia
  Georgia IOA Insurance Office Locations Atlanta 2839 Paces Ferry Road, Suite 1200 Atlanta, GA 30339 Phone: (800) 535-4305 Fax: (800) 568-2991 Gai…
- Maryland
  Maryland IOA Insurance Office Locations Lutherville 1407 York Road, Suite 312 Lutherville, MD 21093 Phone: (410) 339-5172 Fax: (410) 339-5352 …
- New Jersey
  New Jersey IOA Insurance Office Locations Cherry Hill Delaware Valley Group Insurance Agency T/A Insurance Office of America, Inc. 220 Lake Dr.…
- North Carolina
  North Carolina IOA Insurance Office Locations Charlotte 200 S College ST Suite #710 Charlotte, NC 28202 Toll Free (877) 757-5414 Phone: (704)…
- South Carolina
  South Carolina IOA Insurance Office Locations Columbia 1221 Bower Parkway, Suite 101 Columbia, SC 29212 Phone: (888) 326-4498 Fax: (803) 957-4945 …
- Virginia
  Virginia IOA Insurance Office Locations Fredericksburg, VA (Charlotte) 4020 B Plank Rd. Fredericksburg, VA 22407 Phone: (540) 785-7575 Fax: (540)…
Insurance Industry Expertise
Industry Expertise We understand your company’s Risks Many of our partners have worked with companies in the industries they now specialize in at IOA.…
- PEO | Employee Leasing
  PEO | Employee Leasing Most agencies that are serving PEO’s today are not set up to fully partner with a PEO Some are limited by single locations Some…
  - Pay As You Go
    Pay-As-You-Go Commercial Insurance Programs Designed Specifically for Payroll Companies and Professional Employer Organizations. Applies to any Commercial…
- Bonds
  IOA Bonds Department When conducting business between three parties, a necessary layer of protection for all involved is securing the obligations with a bond.…
  - Bond Types
    Type of Bonds Offered License & Permit Contractor’s License Agricultural Financial Retail Services and Professional Licenses Tax and Fees…
  - Bonds Quote Form
    IOA Bond Quote Form Please fill out the form in its entirety and submit to IOA for the initial stages of determining your Bond Quote.
- Mold
  Mold Restoration & Chinese Drywall Insurance IOA LIABILITY INSURANCE FOR RESTORATION MOLD & CHINESE DRYWALL CONTRACTORS PROGRAM HIGHLIGHTS Commercial…
- Wireless Construction
  Wireless Construction/Telecommunications IOA has become a recognized insurance broker providing risk management to the cellular industry. Our insurance…
- Construction
  Construction IOA has become a recognized insurance broker providing risk management to the construction industry. Our construction insurance activities have…
  - IOA Wrap
    About IOA Wrap IOA’s distinct culture, which is unique to the insurance industry, fosters an environment whereby lead consultants can partner together…
- Aerospace / Aviation
  Aerospace / Aviation IOA has become a recognized insurance broker providing risk management to the aviation industry. Our insurance activities have…
  - Aerospace Insurance Contact Info
    IOA Aerospace Division Contact Information The IOA Aerospace Division consists of eleven experienced insurance professionals that are seasoned aviation…
  - Aerospace Insurance Claim Information
    IOA Aerospace Program Claim Information IOA’s Aerospace Division will stand by you and assist you with your claims needs. This includes filing a claim with…
  - Aerospace Insurance Newsletter
    Aerospace Quarterly Aerospace Quarterly is a quarterly report that is produced by the aerospace division of IOA. The scope of this report is to provide…
- Architects / Engineers
  Architects / Engineers IOA has become a recognized insurance broker providing risk management to the Architect/Engineers industry for all of their professional…
- Agriculture Insurance
  Agriculture IOA has become a recognized insurance broker providing risk management to the Agriculture industry. Nursery Growers, Citrus Producers, Wineries,…
- Association Insurance
  Association Insurance IOA has become a recognized insurance broker providing risk management to the Association industry. Every group, association, franchise,…
- Auto Dealerships
  Auto Dealerships IOA has become a recognized insurance broker providing risk management to the dealership industry. Our portfolio of clients is wide…
- Educational Institutions
  Educational Institutions IOA’s education specialists are the industry’s foremost risk management experts, providing you with the highest level of…
- Energy
  Energy IOA’s energy specialists are the industry’s foremost risk management experts, providing you with the highest level of technical expertise and…
- Entertainment / Production
  Entertainment/Production IOA’s entertainment specialists are the industry’s foremost risk management experts, providing you with the highest level of…
- Environmental
  Environmental IOA has dedicated individuals who specialize in environmental insurance for industries such as Waste, Recycling, Demolition, Abatement and any…
- Financial Institutions
  Financial Institutions The IOA Financial Institution specialists are dedicated to providing the highest level of expertise and service in an increasingly…
- Food Processing & Distribution
  Food Processing & Distribution IOA has become a recognized insurance broker providing risk management to the Food Processing industry. Our portfolio of…
- Food service
  Food service IOA has become a recognized insurance broker providing risk management to the Foodservice industry . Our portfolio of clients is wide…
- Forest Products
  Forest Products IOA’s Forest Products specialists understand the unique risk profile of the industry and the proper steps to provide a comprehensive, as…
- Healthcare
  Healthcare IOA has become a recognized insurance broker providing risk management to the Healthcare industry . Our portfolio of clients is wide…
- Hospitality
  Hospitality IOA has become a recognized insurance broker providing risk management to the Hospitality industry. Our portfolio of clients is wide ranging,…
- Law Firms
  Law Firms IOA recognizes the specific risks that individual lawyers and law firms face. We have access to a range of insurance markets means we are able to…
- Manufacturing & Distribution
  Manufacturing & Distribution IOA has become a recognized insurance broker providing risk management to the Manufacturing industry. Our portfolio of…
- Marine
  Marine IOA has become a recognized insurance broker providing risk management to the Marine industry. Our portfolio of clients is wide ranging, from…
- Non-Profit Organizations
  Non-Profit Organizations With IOA, you will find a team of professionals that understand the special needs of non-profit and religious organizations. A…
- Public Entities
  Public Entities Effectively managing risk in that the public sector faces requires the assistance of a broker who understands the distinct exposures of public…
- Real Estate
  Real Estate Whether your focus is commercial or residential real estate, our team of highly skilled professionals delivers customized, creative insurance and…
- Retail
  Retail From large department stores to specialty retailers, our retail clients benefit from our specialists who are experienced in providing the best risk…
- Professional Sports Teams
  Professional & Collegiate Sports Teams IOA has become a recognized insurance broker providing risk management to the Professional & Collegiate Sports…
- Staffing/Temporary Help Firms
  Staffing/Temporary Help Firms To meet the challenges of one of the world’s fastest growing industries, IOA specialists stay breast of the most current…
- Technology
  Technology In the ever-changing environment of the technology industry, IOA recognizes the need to go beyond traditional approaches to new risks. You will…
- Transportation
  Transportation IOA has become a recognized insurance broker providing risk management to the Transportation industry. Our portfolio of clients is wide…
  - IOA trucking cargo insurance program
    IOA Trucking Cargo Insurance Program IOA understands the term "precious cargo" and takes it quite literally. That is why we offer two unique high value cargo…
- Warehousing / Logistics
  Warehousing / Logistics IOA has become a recognized insurance broker providing risk management to the Warehouse & Logistics industry. Our portfolio of…
Business Solutions
Business Solutions Cost effective insurance and risk management programs designed to reduce our client’s total cost of risk and access to a broad spectrum…
- Carriers
  Carriers
- Casualty
  Casualty In a constantly changing world, managing casualty-related exposure can be a complex and time consuming process. With our experience, IOA helps…
- Captive Management
  Captive Management Our Captive experts consult on the formation, implementation and ongoing renewals for the complex and technical aspects of captive…
- Alternative Risk Financing
  Alternative Risk Financing It is IOA’s goal to provide creative Risk Financing Programs to meet the strategic needs of our clients as an Alternative to…
- Executive & Financial Risks
  Executive & Financial Risks With the advent of corporate governance requirements and the desire to achieve best practice, the boundaries of (and the…
- Cyber & Technology
  Cyber & Technology Whether your technology company is an emerging technology company or a global enterprise with multiple locations worldwide, IOA can…
- Surety
  Surety IOA’s leadership in Surety is based on unparalleled experience and expertise, coupled with advanced, proprietary software and a unique ability to…
- Professional Liability
  Professional Liability Comprehensive Professional Liability Coverage Also known as professional liability insurance, E&O is the core of an effective…
- Property
  Property Many organizations question whether their existing property program has adequate coverage or are they underinsured? With IOA, there is a better way…
Employee Benefits Consulting
Employee Benefits Consulting IOA appreciates the opportunity to propose our services to your organization. We recognize that our clients demand a great deal…
- Human Resource Management
  Human Resource Management (EHR) Read more about our Efficient HR.
  - Efficient HR
    Human Resources Management (Efficient HR) Efficient HR is a web-based human resources management system that provides time-keeping, record-keeping and…
- Wellness Strategy
  Wellness Strategy 74% of American Health care costs are due to preventable lifestyle related behaviors When employers take measures to encourage…
- IOA Standards
  IOA Standards - Redefining the Role of the Agent Minimum Standard Eligibility Administration Benefit Booklets Enrollment Meetings Claims…
- Resources and Tools
  Resources and Tools Our Resources Healthcare Cost Management tools and underwriting expertise help our client make educated financial decisions regarding…
- Retirement Plan Services
  Creating Ongoing Successful Retirement Plan Experiences for Employers and Employees. Asset Advisors of America is a group of dedicated specialists focused…
- Human Resources Services
  Corporate Human Resources Services IOA Corporate Human Resources Services offers comprehensive, hands-on and cost-effective Human Resource Consulting to…
- Advocacy Service
  IOA and Hewitt’s Advocacy Service A newly enhanced HR solution helps companies like yours navigate complicated employee health and benefits issues. This…
Risk Management Solutions
Risk Management Solutions Our range of value-added services includes delivering you custom solutions for all of your risk management needs including:…
- Risk Services
  Risk Services Welcome to IOA Risk Services. Our slogan is Driving Results and our philosophy is simple. We have developed a unique risk management platform to…
- Claims Management
  Claims Management Getting an auto, property, medical malpractice, product liability or workers’ compensation claim through the insurance claims process is a…
- Modification Analysis
  IOA Experience Modification Analysis IOA is proud to administer an experience modification analysis for workers' compensation policies. Workers’…
Personal Insurance Solutions
Personal Insurance Solutions IOA has always put businesses first … but the heart of a business is its people, and we put the same energy and experience…
- Get A Quote
  Get an IOA Personal Solutions Quote Please fill out the quote sheet below. The quote sheet will be submitted to us automatically. We will respond with a quote…
- Carriers
  Personal Insurance Solutions Services IOA is constantly forging new relationships with carriers that best serve our customers' needs. The links below provide…
- Individual Life and Health
  Individual Life and Health Open lines of communication are essential in great relationships. An IOA agent can be reached virtually anytime, anywhere you need.…
- Products
  Personal Insurance Solutions Products From the breadth and depth of our products and services to the exceptional customer service we provide, IOA's goal is…
- Services
  Personal Insurance Solutions Services Our revolutionary philosophy has renewed the faith of many in an industry that traditionally only looks to follow the…
- Related Links
  Personal Solutions Related Links At IOA, we know that the search for insurance products and services can be an arduous task. To help inform and educate our…
- Watercraft Insurance Quote
  Watercraft Insurance Quote
- Condo Insurance Quote
  Condo Insurance Quote
- Motorcycle Insurance Quote
  Motorcycle Insurance Quote
- Homeowners Insurance Quote
  Homeowner's Insurance Quote
- Recreational Vehicle Quote
  Recreational Vehicle Quote
Client Resources
IOA Customer Resources The process of determining your insurance needs can be complex, that is why IOA strives to make such things as coverage changes,…
- FAQ
  IOA Frequently Asked Questions We understand that the mere thought of insurance can spark many questions. As leaders in a multifaceted industry, we pride…
- What To Do In An Accident
  What to Do in the Event of an Accident Stay as calm as possible. Stop your car and find out if anyone is injured. Call the police or highway patrol.…
- 401k Questionnaire
  401k Questionnaire About Asset Advisors of America’s Retirement Plan Advisory Group Asset Advisors of America’s Retirement Plan Group is a dedicated…
- Retirement Plan Advisor
  Why Hire a Retirement Plan Advisor Plan fiduciaries must act as prudent experts under ERISA, and are therefore held to a high standard of care with respect to…
- Organizing your Fiduciary File
  Organizing Your Fiduciary File As a plan sponsor and fiduciary of your company’s retirement plan, keeping an up-to-date fiduciary file is critical. To…
About IOA
Success In An Idea Chairman of the Board John Ritenour’s innovative idea of partnering with agents revolutionized the traditional agency structure by…
- Our History
  Our History As the largest privately-held agency in Florida and one of the fastest growing agencies in the country, IOA attributes its steady double-digit…
- Message from Chairman
  Message from the Chairman John Ritenour, founder and Chairman of the Board of IOA, invites you to share in his passion and learn a bit about his history in…
- Our Core Principles
  IOA Core Principles Mission Our mission is to serve the best interests of our clients, employees and Family of Companies by forming long-term, profitable…
- Partnerships
  IOA Official Partnerships IOA is proud to partner with several organizations across the country, from sports teams to community events to colleges. These are…
- Board of Directors
  Board of Directors John Ritenour, Chairman John founded Insurance Office of America on January 1, 1988 with three people and a vision to have an organizatio…
Family of Companies
The IOA Family of Companies As you come to know IOA, you begin to understand that we do things a little differently. We are Florida's largest privately-held…
IOA In The Community
IOA In The Community Insurance Office of America believes that social responsibility and corporate philanthropy are the cornerstones of a successful company…
- Monthly Outreach Spotlight
  Monthly Outreach Spotlight Viviana’s Memory Boxes We will be collecting items for Viviana's Memory Boxes during the month of May. Carrie Acosta, a…
Careers
Careers Why IOA? Employment with IOA forges a powerful partnership, and when you work with any of the IOA Family of Companies, you are surrounded by the…
- Producer Recruitment
  Producer Recruitment At IOA we’re not looking for sales people, we’re looking for partners. As an agent and employee-owned, independent agency, IOA serves…
IOA Newsroom
(2010-08-22) IOA Named top 100 Best Companies to Work For in Florida One-hundred companies were recognized in small, medium and large company categories. Teh…
- Industry Hot Topic
  http://www.oneioa.com/partnership-profiles/2010/04/healthy-synergy
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IOA Privacy/Legal Notice Just as you’re interested in IOA, IOA is interested in your privacy and legal expectations of our Website content. Thank you for…