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Your unique needs are met at every turn.

Business Owners

Every small business, such as restaurants, retail stores, independent contractors, need a business owner policy to safeguard against the financial loss from unexpected circumstances. Make sure you're not exposed by speaking with an IOA expert today.

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General Liability

When you own a business, you need protection for the unique types of claims you'll encounter. Whether from bodily injury, property damage, personal injury or other risks, we work with you to tailor the right coverage designed specifically for your needs.

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Tradesman

Contractors or self-employed tradesmen know that insurance is an important part of protecting their business. Whether you're a painter, plumber, electrical contractor, roofer, or in a similar business, it can be hard to determine the right coverage. That's where an IOA advisor comes in.

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Public Liability

You do everything you can to make sure you have a safe environment and minimize the risk of public accidents and injuries. But when the unexpected happens, get protection from financial losses in case someone is injured on your premises.

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Workers Compensation

You have a great team, but should an accident happen and an employee is injured, having the right workers compensation plan ensures your business can cover its financial obligations, such as medical expense and treatments or replacement of lost wages.

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