Hospitality & Service

Our People

hospitalityAs recognized insurance brokers providing risk management to the hospitality industry, IOA specializes in its efforts to deliver a great client experience. We serve you programs designed to protect against major property exposures, implement safeguards concerning employment practices liability and protect against business interruption by preparing your business from catastrophic risks. We recognize that our staff is what makes our experience different and so we invite you to ask about our talent management wellness program called the benefits edge that will help your organization’s employees stay happy and healthy.

From publicly-traded companies whose hotels span the globe to the small-scale motel, and from heavy-traffic convention centers to up-scale resorts, we provide complete service that spans all aspects of risk management. As a client of IOA, you will benefit from our extensive experience in risk management, which comes from working with some of the world’s largest hotel management companies and other hospitality related industries. Our agents stay in the picture, rather than utilize service centers to manage account daily needs. IOA takes an in-depth look at both your current and future liabilities, allowing our team of hospitality experts to create a customized plan of coverage. So go ahead, really experience insurance. We got you covered.

Our Focus


Our Products

  • Business Interruption, including hotels with restaurants, casinos and entertainment facilities
  • Consequential Business Interruption, including weather, conventions and strikes
  • Employment Practices Liability
  • Garage Keepers Legal Liability
  • Innkeeper Legal Liability
  • Liquor Legal Liability
  • Major Property exposures, including catastrophe perils
  • Can include parking lot security, marina’s, golf courses, ski slopes, mixed use facilities, daycare, spas, jet ski and boat rental, shuttle vans, wedding/event planning, and special events coverage
  • REIT exposures

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