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Real Estate
Whether your focus is commercial or residential real estate, our team of highly skilled professionals delivers customized, creative insurance and risk management solutions for your growing portfolio.
Our close relationships with real estate underwriters allows us to obtain the best policy terms at competitive rates from reputable insurance carriers around the world.
Our Industry Focus Includes the Following:
- Asset Managers
- Condominium Associations
- Contractors
- Apartments
- Hotels and Motels
- Property Managers
- Property Developers
- Property Owners
- Real Estate Investment Trusts (REITs)
- Resorts
Services & Products for the Real Estate industry include:
- Business Income and Extra Expense
- Catastrophic Loss (windstorm, hail, earthquake and flood)
- Commercial Automobile (maintenance and delivery vehicles)
- Commercial General Liability
- Crime and Fiduciary
- Employers, Public and Property Owners Liability
- Engineering Insurance and Inspection
- Environmental Impairment Liability
- Excess Policies
- Layered Umbrella
- Legal Indemnities (including Defective Titles and Restrictive Covenants)
- Loss of Rental Income
- Machinery Breakdown/Boiler
- Miscellaneous Liability Coverages (including Aviation, Marina and Liquor Liability)
- Professional Liability for REITs and Executives (including Directors and Officers, Errors and Omissions, Employment Practices Liability, and Kidnap and Ransom)
- Property Liability
- Workers Compensation
IOA’ s “Total Cost of Risk” Service
IOA has established what we call the “Total Cost of Risk Service Program” to ensure that all client service needs are identified and met. Superior service requires planning, organization and continuous monitoring. IOA’s “Total Cost of Risk Service Program” enables us to provide an unmatched level of service.
Our Goals
- Understand your concerns and work with you to establish objectives.
- Provide you with cost effective solutions for your insurance and risk management needs.
- Act as a resource, supplement or function as your in-house Risk Management Department.
- Anticipate needs and create solutions.
- Be accountable for our goals.
