Non-Profit Organizations

With IOA, you will find a team of professionals that understand the special needs of non-profit and religious organizations.

A thorough evaluation of your current and future liabilities will help us develop a risk transfer program to provide financial stability to your company if there is a loss. Building on this evaluation, we take a creative approach to marketing and placing coverage.

Our Industry Focus Includes the Following:

Church denominations (including large independent churches)
Large non-profit organizations
Large para-church organizations
Religious industry associations
Non-Profit Hospice Organizations
Social Service Organizations
Human Service Organizations
Non-Profit Educational Organizations
Non-Profit Medical Organizations (Hospitals, Rehab Centers)

In addition to strategic brokerage and consulting services, the IOA team can design unique programs for your organization including:

Custom-designed programs available to association members
Ministry-owned captive insurance companies, group captives, and “rent-a-captives”
Risk retention groups
Self-insurance and consumer-driven benefit programs
Specialized loss/claims control

Services & Products for the Non-Profit industry include:

Property & Casualty
Directors and Officers Liability
Employment Practices Liability
Evacuation and Political/Economic Instability
Fiduciary
Crime
Foreign Liability
International operations in sensitive locations
Kidnap & Ransom
Professional Liability
Sexual Misconduct Liability
Special Events
Travel Accident Policies
Foreign/Domestic Workers’ Compensation
Internet Liability
Privacy/Network Security
Media Liability
Pollution Liability
Umbrella/Excess Coverage

IOA’ s “Total Cost of Risk” Service
IOA has established what we call the “Total Cost of Risk Service Program” to ensure that all client service needs are identified and met. Superior service requires planning, organization and continuous monitoring. IOA’s “Total Cost of Risk Service Program” enables us to provide an unmatched level of service.

Our Goals

Understand your concerns and work with you to establish objectives.
Provide you with cost effective solutions for your insurance and risk management needs.
Act as a resource, supplement or function as your in-house Risk Management Department.
Anticipate needs and create solutions.
Be accountable for our goals.