Marine

IOA has become a recognized insurance broker providing risk management to the Marine industry.

Our portfolio of clients is wide ranging, from privately-owned to publicly-traded companies. We provide complete service from program design to all aspects of risk management.

Our staff has more than 100 years of combined experience for all of your Maritime Industry coverage requirements including: blue water; brown water; cruise ship/excursion and passenger vessels; inland and river transportation operators; marine terminal and stevedore operations; ocean container/equipment lessors; oil patch and foreign operations; boat builders/repair yards and marina operators.

A thorough evaluation of your current and future liabilities will help us develop a risk transfer program to provide financial stability to your company if there is a loss. Building on this evaluation, we take a creative approach to marketing and placing coverage.

Our Industry Focus Includes the Following:

  • Protection & Indemnity
  • Hull & Machinery
  • Marine General Liability
  • Bumbershoot (Marine Umbrella/Excess Liability)
  • Cargo and related liabilities
  • Wharfinger/Stevedore/Terminal Liabilities
  • Inland Marine/Handling Equipment
  • Property and Business Interruption/Loss of Revenue
  • USL&H and MEL
  • Terrorism cover
  • Vessel Operations of all types and locations
  • Tug, barge and work boat operations
  • Specialty vessel operations such as construction, seismic and heavy lift
  • Ship Repair, Builders Risk/Construction and Sea Trials
  • Yachts, Yacht Builders and Professional Sailing Teams
  • Marina Operations and Yacht Clubs
  • Marine Property (piers, wharves, docks and pilings)
  • Mariner Professional Activities (pilots, divers and crew)

IOA’ s “Total Cost of Risk” Service
IOA has established what we call the “Total Cost of Risk Service Program” to ensure that all client service needs are identified and met.  Superior service requires planning, organization and continuous monitoring.  IOA’s “Total Cost of Risk Service Program” enables us to provide an unmatched level of service.

Our Goals

  • Understand your concerns and work with you to establish objectives.
  • Provide you with cost effective solutions for your insurance and risk management needs.
  • Act as a resource, supplement or function as your in-house Risk Management Department.
  • Anticipate needs and create solutions.
  • Be accountable for our goals.

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