Manufacturing & Distribution

IOA has become a recognized insurance broker providing risk management to the Manufacturing industry.

Our portfolio of clients is wide ranging, from privately-owned to publicly-traded companies. We provide complete service from program design to all aspects of risk management.

With IOA, our manufacturing experts have designed custom programs for a number of diverse products such as steel, paperboard boxes, skincare treatments, boats and agricultural equipment, & Chemicals among others. Intricate knowledge of fixed assets, property, systems, equipment and raw materials are considered as we analyze their impact on your unique insurance and risk management program.

A thorough evaluation of your current and future liabilities will help us develop a risk transfer program to provide financial stability to your company if there is a loss. Building on this evaluation, we take a creative approach to marketing and placing coverage.

Our Industry Focus Includes the Following:

Commercial General Liability
Products Liability
First and Third Party Recall Coverage
Ocean Cargo and Transit coverage
Bailee/Property of Others
Product Tampering and Contamination
Professional Liability for Design Exposures
Trade Credit Insurance
Brand Protection
Extortion and War Risks Coverage
Real and Personal Property
Business Income / Extra Expense
Contingent Business Interruption
Government seizure of plants or products
International Coverage including:
- Property
- Commercial General Liability
- Auto
- Foreign Voluntary Workers’ Compensation
Repatriation Expense

IOA’ s “Total Cost of Risk” Service
IOA has established what we call the “Total Cost of Risk Service Program” to ensure that all client service needs are identified and met. Superior service requires planning, organization and continuous monitoring. IOA’s “Total Cost of Risk Service Program” enables us to provide an unmatched level of service.

Our Goals

Understand your concerns and work with you to establish objectives.
Provide you with cost effective solutions for your insurance and risk management needs.
Act as a resource, supplement or function as your in-house Risk Management Department.
Anticipate needs and create solutions.
Be accountable for our goals.