Food Processing & Distribution

IOA has become a recognized insurance broker providing risk management to the Food Processing industry.

Our portfolio of clients is wide ranging, from privately-owned to publicly-traded companies. We provide complete service from program design to all aspects of risk management.

With IOA, you will benefit from the strong relationships we have developed with the world’s most reputable insurers. In addition, our in-house risk management and claims cost control specialists provide all the resources you need on a global scale.

A thorough evaluation of your current and future liabilities will help us develop a risk transfer program to provide financial stability to your company if there is a loss. Building on this evaluation, we take a creative approach to marketing and placing coverage.

Our Industry Focus Includes the Following:

Exposures relating to food-borne illness, product contamination, reputation damages, product recall and total recall
Batch Endorsements are used to treat all claims resulting from the contamination of one particular batch as one occurrence
Business Interruption for commercial and wholesale bakeries
Auto Liability for commercial and wholesale bakeries due to the delivery of their products to retail establishments on a frequent, if not daily basis
Significant Workers’ Compensation exposure due to the use of highly automated equipment and machinery
Product Contamination
Product Recall
Advertisers Liability
Casualty
Directors & Officers
Motor Truck Cargo
Property
Pollution Legal
Rolling Stock

IOA’ s “Total Cost of Risk” Service
IOA has established what we call the “Total Cost of Risk Service Program” to ensure that all client service needs are identified and met. Superior service requires planning, organization and continuous monitoring. IOA’s “Total Cost of Risk Service Program” enables us to provide an unmatched level of service.

Our Goals

Understand your concerns and work with you to establish objectives.
Provide you with cost effective solutions for your insurance and risk management needs.
Act as a resource, supplement or function as your in-house Risk Management Department.
Anticipate needs and create solutions.
Be accountable for our goals.