Insurance Industry Expertise

Financial Institutions

The IOA Financial Institution specialists are dedicated to providing the highest level of expertise and service in an increasingly complex industry.

A thorough evaluation of your current and future liabilities will help us develop a risk transfer program to provide financial stability to your company if there is a loss. Building on this evaluation, we take a creative approach to marketing and placing coverage.

Our Industry Focus Includes the Following:

Banks
Credit Unions
Finance Companies
Mortgage Companies
Private Equity Firms

Products for the Financial industry include:

Privacy liability and cyber risk
Class action suits involving shareholders (Directors’ & Officers’ Liability)
Employee dishonesty issues
Employment practices claims
Fiduciary liability issues
Compliance and issues
Financial institution bonds
Captive consulting
Collateral analysis
Exposure analysis
Mergers and acquisitions practice

IOA’ s “Total Cost of Risk” Service
IOA has established what we call the “Total Cost of Risk Service Program” to ensure that all client service needs are identified and met. Superior service requires planning, organization and continuous monitoring. IOA’s “Total Cost of Risk Service Program” enables us to provide an unmatched level of service.

Our Goals

Understand your concerns and work with you to establish objectives.
Provide you with cost effective solutions for your insurance and risk management needs.
Act as a resource, supplement or function as your in-house Risk Management Department.
Anticipate needs and create solutions.
Be accountable for our goals.