Insurance Industry Expertise

Construction

IOA has become a recognized insurance broker providing risk management to the construction industry. Our construction insurance activities have continued to expand to meet the needs of our clients.

Our portfolio of construction clients is wide ranging, from privately-owned to publicly-traded companies, from General Contractors to the specialist sub-contractor. We provide complete service from program design to all aspects of risk management.

A thorough evaluation of your current and future liabilities will help us develop a risk transfer program to provide financial stability to your company if there is a loss. Building on this evaluation, we take a creative approach to marketing and placing coverage.

Our Industry Focus Includes the Following:

Commercial & Residential General Contractors
Wrap-ups
Sub-Specialty Contractors including:
Fire Sprinkler Design & Installation
Electrical
Plumbing
HVAC
Concrete
Ready-Mix in Transit

Products for the Construction industry include:

Builders Risk
Captive Insurance Programs
Property Coverage
Liability Coverage
Equipment/Inland Marine
Installation Floaters
Design/Build
Workers Compensation
Umbrella
Directors & Officers
Employment Practices Liability
Owner Controlled Insurance Programs
Surety
Project Insurance
Environmental

IOA’ s “Total Cost of Risk” Service
IOA has established what we call the “Total Cost of Risk Service Program” to ensure that all client service needs are identified and met. Superior service requires planning, organization and continuous monitoring. IOA’s “Total Cost of Risk Service Program” enables us to provide an unmatched level of service.

Our Goals

Understand your concerns and work with you to establish objectives.
Provide you with cost effective solutions for your insurance and risk management needs.
Act as a resource, supplement or function as your in-house Risk Management Department.
Anticipate needs and create solutions.
Be accountable for our goals.