Insurance Industry Expertise

Agriculture

IOA has become a recognized insurance broker providing risk management to the Agriculture industry. Nursery Growers, Citrus Producers, Wineries, Cattle and Livestock Producers and Packing Houses to name a few of the industry segments that we serve.

Our portfolio of clients is wide ranging, from privately-owned to publicly-traded companies. We provide complete service from program design to all aspects of risk management.

A thorough evaluation of your current and future liabilities will help us develop a risk transfer program to provide financial stability to your company if there is a loss. Building on this evaluation, we take a creative approach to marketing and placing coverage.

Our Industry Focus Includes the Following:

Crop insurance
Environmental Exposures
Business Interruption
Livestock Mortality
Cargo – Inland and Ocean Marine
Public Liability and Employers’ Liability
Product and Recall
Employment Practice’s Liability Insurance

IOA’ s “Total Cost of Risk” Service
IOA has established what we call the “Total Cost of Risk Service Program” to ensure that all client service needs are identified and met. Superior service requires planning, organization and continuous monitoring. IOA’s “Total Cost of Risk Service Program” enables us to provide an unmatched level of service.

Our Goals

Understand your concerns and work with you to establish objectives.
Provide you with cost effective solutions for your insurance and risk management needs.
Act as a resource, supplement or function as your in-house Risk Management Department.
Anticipate needs and create solutions.
Be accountable for our goals.