Ricky Lott joined Insurance Office of America as Branch Representative and Vice President in May 2005. Ricky started the Birmingham branch along with his son, Andy and Diane Brayman. In 1975, Ricky started at the University of Alabama Birmingham and majored in Business. He entered the insurance world in 1982. He has experience with Life & Health, Brokerage and has been a Property and Casualty producer since 1992. Ricky served on the Birmingham Independent Insurance Agents Association Board of Directors and was President in 2005. He was appointed to the Board of Directors for IOA in 2010 and was also awarded Partner of the Year. Ricky was named a Regional President in 2013. Married for more than 30 years to his wife Rebecca, they have three grown children and twin granddaughters. Ricky has been involved with several community groups, clubs and youth sports. He serves as an usher in his local church.