Richard gradated from SUNY Brockport in 1969 and started his career with the Hartford as a Casualty Underwriter and then a Multi-Lines Field Representative.  He then worked for PIA of NY, Conn. and NJ for several years as a Sales Representative.  In 1980, he Joined RJ Hanafin as a producer/VP.  Richard is married to Patricia Nicolella and has two daughters and four grandchildren.

Industries
Education

SUNY Brockport graduate