I am a native Floridian, born in Orlando. I have been a licensed insurance professional since 1968, earning my CIC designation in 1986. Upon graduation from Florida State University in 1967, I entered the U. S. Marine Corps and served on active reserve for six years. I worked as a producer for a large insurance agency in Orlando until 1975, at which time I moved to Leesburg, Florida, to become manager of a local independent agency; I then purchased the agency in 1982. After growing the business for ten years, I sold it to Brown and Brown, Inc., and continued to manage the agency for Brown and Brown until 2002. After leaving Brown and Brown in 2002, I spent the next two years away from the insurance business due to a very stringent non-compete agreement. I joined the IOA team in 2004.