IOA Individual Benefits
Having the proper individual insurance is as important as obtaining the right personal auto or home insurance. And there are as many reasons someone might not have the proper coverage as there are types of coverage to consider. At IOA, making insurance coverage attainable to anyone who meets carrier qualifations is our goal.
Many individuals or families might find themselves uninsured or underinsured. Perhaps you’re self employed, a new hire waiting for coverage, a college student no longer on your parents’ plan, a part-time employee not eligible for the group plan or a combination of the above. Whatever the reason, we’d like to give you the opportunity to get the type of coverage and protection you and your family need by offering an array of comprehensive, affordable plans.
Our mission is to build long-term, trusting relationships with our clients and customers, through serving their interests and forging partnerships with open communication, honesty and integrity.
Who should consider individual benefits?
New Hires in Waiting Periods
Many employers have increased their benefit waiting periods due to the high costs of insurance.
Dependent Coverage
For employees looking for a more affordable option for their dependents.
COBRA Alternatives
These plans can cost much less than COBRA.
Part-time Employees
These employees are usually not eligible for coverage on group plans.
Students
Students that have to come off of their parents policies or graduating students in need of a policy for the transition period before they begin employment.
For more information regarding IOA Individual Benefits, contact Linda Jones at Linda.Jones@ioausa.com, (800) 243-6899, ext. 4157 or (407) 998-4157.