Voluntary Benefits

Enhance Your Benefit Program Without Adding to Your Premiums

Voluntary benefits are offered through the employer via payroll deduction. These benefits are also referred to as “worksite” or “supplemental” benefits. They are usually offered at no cost to the employer, thereby allowing you to expand and enhance your benefit program without contributing additional premium dollars.

As one of the country’s largest brokers, Insurance Office of America offers you incredibly flexible and cost effective voluntary plan designs.

Typical voluntary benefits can include any of the following:

• Short Term Disability
• Long Term Disability
• Life Insurance
• Mini-Med (limited medical plans)
• Gap Insurance
• Dental
• Vision
• Hospital Indemnity
• Accident
• Cancer (as well as other specified disease plans)
• Pre-Paid Legal
• Discount plans

The value-added benefits of offering voluntary plans through Insurance Office of America are significant:

• Access to a wide range of carriers
• Flexibility in enrollment systems
• Salaried Benefits Communicators
• Post Enrollment Reporting
• “One Stop Shop” for customer service (employer & employee)
• Guaranteed or simplified issue underwriting (based on participation)

Over the years, we have developed excellent working relationships with the major voluntary plan providers.